Homeowners insurance provides financial protection against losses. A standard policy insures the home itself and the things you keep in it. Be sure to know how much it would cost to rebuild your home, not just loan amount or selling value.
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability. Most policies do not include flood and earthquake. Average wear and tear, daily maintenance related issues are the homeowners' responsibility.
A different policy is required for renters or vacant property. Let us help you.
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